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The Reference Shelf: U.S. National Debate Topic 2026-2027: Health Insurance

Table of Contents

Preface




1 Health Care Availability




Accessing Care




U.S. Health Care Is Broken: Here Are 3 Ways It’s Getting Worse




Policy Shifts Are Impacting Psychologists’ Ability to Deliver Care




Congress Is Debating Stricter SNAP and Medicaid Work Requirements—But Research Shows They Don’t Work




Stop Paying More for Less: Realigning Healthcare Incentives to Improve Outcomes and Reduce Costs




2 Financial Issues in Health Care




Affording Care




US Health Care Is Rife with High Costs and Deep Inequities, and That’s No Accident—A Public Health Historian Explains How the System Was Shaped to Serve Profit and Politicians




Why Affordability Will Be a Key Issue in the 2026 Midterm Elections




CFPB’s Medical Debt Rule Faces an Uncertain Future. States Must Work Quickly to Fill in the Gaps




The Health Insurance Disaster




Insurance and Affordability




Public Opinion on Prescription Drugs and Their Prices




3 U.S. Medical Insurance System




Structural Debates




Doctor’s Bills Often Come with Sticker Shock for Patients—But Health Insurance Could Be Reinvented to Provide Costs Upfront




Americans’ Challenges with Health Care Costs




Health Insurance Jargon Can Be Frustrating and Confusing: Here’s How to Navigate It




How Private Insurance Claim Denials Erode Trust and Increase Patients’ Financial Burden—and How Policymakers Can Help




A Complicated Maze: How Workers Navigate the US Health Care System




4 Medicare for All




Universal Health Care




Universal Health Care ProQuotes: Should the U.S. Government Provide Universal Health Care?




Putting Universal Medicare Front and Center




The Medicare Cost Conundrum




How Many Uninsured Are in the Coverage Gap and How Many Could Be Eligible If All States Adopted the Medicaid Expansion?




A Policy Primer on the Framing, Feasibility, and Trade-Offs of “Medicare for All”




5 Revising or Expanding the ACA




Searching for Affordable Care




New in 2026: More Plans Now Work with Health Savings Accounts




Chronic Condition: Working Without Health Insurance




Claim Denials and Appeals in ACA Marketplace Plans in 2023




How States Can Help Curb the Rising Medical Debt Related to Federal Coverage Cuts




Leveraging the USMCA to Strengthen Pharmaceutical Manufacturing and Supply Chains in North America




Bibliography




Websites